Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website cibervanto.com, operated by Cibervanto S.A.C., with registered address at Av. Javier Prado Este 4200, Of. 1502, Santiago de Surco, Lima 15023, Peru, registered with SUNARP under Electronic Entry No. 14287563 and RUC 20610847395.
1. Acceptance of Terms
By accessing and using cibervanto.com, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any provision, we ask that you refrain from using the site.
2. Description of Service
Cibervanto is a financial education platform that offers informational content, analysis tools, and educational materials aimed at improving the financial literacy of Peruvian citizens. Our services include articles on financial planning, tracking of economic indicators, savings and investment guides, and educational resources on personal finance management.
3. Informational Nature of Content
All content published on cibervanto.com is exclusively informational and educational in nature. We do not provide financial services, investment advice, financial intermediation, or any type of service regulated by the Securities Market Superintendency (SMV) or the Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS) of Peru. Educational materials do not constitute investment advice. Any potential return mentioned in educational content is adjusted for risks and does not guarantee future results.
4. Acceptable Use
You agree to use cibervanto.com lawfully and in accordance with these Terms. It is prohibited to use the site for illegal or unauthorized activities, attempt to access restricted areas of the system, reproduce or distribute content without written authorization, and use automated systems to extract data from the site.
5. Intellectual Property
All content on cibervanto.com, including texts, graphics, logos, images, software, and their compilation, is the property of Cibervanto S.A.C. or its licensors and is protected by the intellectual property laws of the Republic of Peru and applicable international treaties, including Legislative Decree No. 822 - Copyright Law.
6. Limitation of Liability
Cibervanto S.A.C. shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the website, financial decisions made based on information published on the platform, temporary service interruptions due to maintenance or force majeure, or actions by third parties affecting the availability or security of the site.
7. Third-Party Links
Our site may contain links to third-party websites provided as informational references. Cibervanto does not control and is not responsible for the content, privacy policies, or practices of external websites. Access to such links is at your own risk.
8. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute arising from their interpretation or compliance shall be submitted to the jurisdiction of the ordinary courts of the Judicial District of Lima, unless the parties agree to submit to arbitration pursuant to Legislative Decree No. 1071.
9. Modifications
Cibervanto reserves the right to modify these Terms and Conditions at any time. Modifications shall take effect upon publication on the website. Continued use of the platform after publication of changes constitutes your acceptance thereof.
10. Contact
For inquiries related to these Terms and Conditions, contact us at: Cibervanto S.A.C., Av. Javier Prado Este 4200, Of. 1502, Santiago de Surco, Lima 15023, Peru. Email: info@cibervanto.com.